1. Binding Effect
These Terms of Use govern access to and use of the Website. By accessing the Website, users acknowledge that they have read, understood and agree to be legally bound by these Terms.
2. Nature of Content
The Website provides general informational material concerning institutional advisory activities, including restructuring, credit risk strategy, special situations, non-performing assets and related matters. The content is provided for informational purposes only and does not constitute legal, financial, investment, tax or other professional advice.
Nothing contained on the Website constitutes an offer to sell or solicitation of an offer to buy any financial instrument, nor does it constitute marketing of an investment fund, collective investment undertaking or alternative investment fund under applicable European or international law.
3. No Advisory Relationship / No Fiduciary Duty
Access to or use of the Website does not create any advisory, fiduciary, contractual or client relationship between the user and the Operator. No duty of care, fiduciary obligation or professional responsibility arises absent a separately executed written engagement agreement signed by both parties.
Users acknowledge that they are solely responsible for their own decisions and that reliance on Website content is at their own risk.
4. Regulatory Position
The Operator provides independent advisory services subject to individually negotiated mandates. The Website does not constitute regulated investment activity, financial intermediation, securities offering, or other regulated conduct in any jurisdiction, including the European Union, GCC jurisdictions, DIFC, ADGM, or elsewhere.
Users accessing the Website from outside the European Union are responsible for compliance with their local laws.
5. Intellectual Property
All intellectual property rights in the Website, including text, structure, design, graphics and branding, remain the exclusive property of the Operator unless otherwise indicated. Unauthorized reproduction, distribution, adaptation or commercial exploitation is prohibited.
6. Confidentiality Disclaimer
Users shall not transmit confidential, proprietary or legally privileged information via the Website absent a formal written agreement. The Operator assumes no obligation of confidentiality beyond those imposed by applicable law unless expressly agreed in writing.
7. Limitation of Liability
The Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.
To the fullest extent permitted by applicable law, the Operator disclaims all liability for direct, indirect, incidental, consequential, special or punitive damages arising from use of or inability to use the Website, including but not limited to loss of profits, business interruption, reputational harm, loss of data, or cyber incidents.
Nothing herein excludes liability which cannot be excluded under mandatory law.
8. Forward-Looking Statements and No Reliance
Any forward-looking statements reflect current views and assumptions and involve inherent risks and uncertainties. The Operator undertakes no obligation to update such statements. Users must conduct independent analysis before making financial or strategic decisions.
9. Data Protection
Processing of personal data is governed exclusively by the Privacy Policy, which forms an integral part of these Terms.
10. External Links
The Operator assumes no responsibility for third-party websites referenced on the Website.
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Member State of the European Union in which the Operator is established. Any dispute arising out of or in connection with the Website shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.
12. Contact
For questions regarding these Terms or legal matters relating to the Website, please contact: privacy contact